Mortgage Cotegory

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Get the best offers

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A mortgage is a loan – provided by a mortgage lender or a bank – that enables an individual to purchase a home or property.

While it’s possible to take out loans to cover the entire cost of a home, it’s more common to secure a loan for about 80% of the home’s value. The loan must be paid back over time. The home purchased acts as collateral on the money an individual is lent to purchase the home.

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A mortgage is a loan – provided by a mortgage lender or a bank – that enables an individual to purchase a home or property.